WHAT TYPES OF INDUSTRY DO YOU FINANCE?

Generally companies involved in distribution, assembly, or light manufacturing operations located in the United States.

WE'RE FAIRLY NEW IN THE BUSINESS.  DOES THAT MAKE US INELIGIBLE FOR THIS TYPE OF FINANCING?

No, there is no minimum years in business required but management should have five years of industry experience and have completed at least two or more transaction cycles with a product.

ARE WE LARGE ENOUGH FOR THIS TYPE OF FINANCING?

We primarily like companies with annual revenues of at least $500,000 and a minimum equity position in the transaction of 20 percent.

HOW DOES OUR CURRENT FINANCIAL CONDITION EFFECT OUR ABILITY TO RECEIVE THIS TYPE OF FINANCING?

You should have a plan for generating a profit and cash flow to sustain operations.

WHAT TYPES OF TRANSACTIONS DO YOU FUND?

Typically we look at transactions with a 20 percent minimum gross profit margin and the reimbursement cycle of 60 to 90 days.  Your customers must be creditworthy and multiple vendor sources should exist.

HOW MUCH DO YOU ADVANCE ON INVENTORIES?

Varies by type of inventory financing, but generally 50% of product value.

WHAT TYPES OF GUARANTEES DO YOU REQUIRED?

Personal and/or corporate guarantees and a minimum funding commitment are required.

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Capital Associates Inc.
2594 East Barnett Rd, Suite C - Medford, OR 97504
phone: 800-727-3377  fax:541-773-3407  Info@CapitalAssociates.com